Loan Rates

Rates are accurate as of October 1, 2023

Postal Family Credit Union is not responsible for typographical errors. Rates subject to change without notice. Call the Loan Department at 800-265-4527 to get a more specific rate based on term and type of loan.

1 MSRP = Manufacturer Suggested Retail Price
2 NADA = NADA Retail Value
3 based on member's credit score
4 Minus 1st Mortgage

Payment Saver - 5 Years or Newer

A new lease-like loan for NEW or USED, Cars or Trucks! Call 800-265-4527 for more details
Rates as low as Best Financing Limits
8.33% 100% MSRP, or 100% NADA, Tax & Title

New Vehicles

Cars - Trucks
Rates as low as Best Financing Limits
6.39% 100% MSRP, Tax & Title

Used Vehicles

Cars - Trucks
Rates as low as Best Financing Limits
6.49% 100% NADA, Tax & Title

New Motorcycle

Rates as low as Best Financing Limits
7.99% 100% MSRP, Tax & Title

Used Motorcycle

Rates as low as Best Financing Limits
8.24% 100% NADA, Tax & Title

New Recreational Vehicles

Rates as low as Best Financing Limits
8.24% 100% MSRP, Tax & Title

Used Recreational Vehicles

Rates as low as Best Financing Limits
8.49% 100% NADA, Tax & Title

New Boat

Rates as low as Best Financing Limits
8.24% 100% MSRP, Tax & Title

Used Boat

Rates as low as Best Financing Limits
8.49% 100% NADA, Tax & Title

First Mortgage

Up to 30 Years
Rates as low as Best Financing Limits
7.44% 90% of Appraised Value

Second Mortgage

Up to 15 Years
Rates as low as Best Financing Limits
8.44% 90% of Appraised Value

Personal - Signature Loans

Up to 3 Years
Rates as low as Best Financing Limits
12.40% 2x Monthly Income

Share Draft Line of Credit

Open-Ended Loan
16.00% Monthly Payment $36.00

Certificate Secured/Share Secured

Term of Certificate
CD Rate/Share Rate + 2.5%Savings Secured

Credit Cards

VISA GOLD9.90%

WebPal II