Loan Rates
Rates are accurate as of
¹MSRP = Manufacturer Suggested Retail Price
²NADA = NADA Retail Value
³based on member's credit score
4Minus 1st Mortgage
New Vehicles
Cars - Trucks - Boats - RV's - Motorcycles Up to 5 Years
| Rates as low as³ |
Best Financing Limits³ |
| 3.25% |
100% MSRP¹, Tax & Title |
New Vehicles
Cars - Trucks - Boats - RV's - Motorcycles 61 TO 72 Months (must finance over $20,000.00)
| Rates as low as³ |
Best Financing Limit³ |
| 3.49% |
100% MSRP¹, Tax & Title |
Used Vehicles - 5 Years or Newer
Cars - Trucks - Boats - RV's - Motorcycles Up to 5 Years
| Rates as low as³ |
Best Financing Limit³ |
| 3.99% |
100% NADA |
Used Vehicles - 6 Years or Older
Cars - Trucks - Boats - RV's - Motorcycles Up to 5 Years
| Rates as low as³ |
Best Financing Limit³ |
| 4.49% |
100% NADA² |
First Mortgage
Up to 28 Years
| Rates as low as³ |
Best Financing Limit³ |
| 3.49% |
80% of Appraised Value4 |
Second Mortgage
Up to 28 Years
| Rates as low as³ |
Best Financing Limit³ |
| 4.49% |
80% of Appraised Value4 |
New Purchase Loans - Furniture, etc.
Up to 3 Years
| Rates as low as³ |
Best Financing Limit³ |
| 5.74% |
100% of Purchase |
Personal - Signature Loans
Up to 3 Years
| Rates as low as³ |
Best Financing Limit³ |
| 7.50% |
3x Monthly Income |
Share Draft Line of Credit
Open-Ended Loan
| 16.00% | Monthly Payment $36.00 |
Share/Savings Secured
Up to 12 Months
Share/Savings Secured
Over 12 Months
Certificate Secured
Term of Certificate
| CD Rate + 2.5% | Savings Secured |
Credit Cards
| VISA | 9.90% |
| MASTERCARD | 9.90% |
| VISA GOLD | 8.90% |
Safety Deposit Box
(Key Deposit Required)
| Size | Yearly Rate | Description |
| 3x5 | $15.00 | 3x5x21 |
| 3x10 | $25.00 | 3x10x21 |
| 6x10 | $35.00 | 6x10x21 |
| 9x10 | $60.00 | 9x10x21 |